House prices still rising, but slow down evident. Although residential property prices continue to grow, there has been a reversing trend; in particular Sydney and Melbourne. Yes, these two cities have still grown, but their individual growth rates have declined, signalling a possible slow down in these markets. The Capital city average last quarter…
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Stamp duty is a charge which is applied by state governments in Australia on transactions relating to the transfer of land or property. It is paid upfront and needs to be budgeted for in addition to your loan deposit. The amount of stamp duty you are required to pay differs in each state, however, there…
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The phrase “social selling” is everywhere. It regular appears in Newspaper articles and bandied around digital marketing seminars, just to name two. Social selling is more than just a buzzword, and when done correctly, it results in attracting and retaining customers. It isn’t really about selling, but providing a solution. By dismissing the potential of social platforms…
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The mortgage industry is a wide, wondrous world with a language all of its own. One of the many acronyms bandied about is ‘LVR’, which stands for ‘loan-to-valuation ratio’. Here’s what it means. When you are working out what amount you can borrow to purchase a property, the size of deposit you need to save…
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It’s easy to walk into the local bank and talk to a lender or apply online for a home loan, but it may not always be the best option. 1/ Choice When you’re buying a house, do you go to one real estate agent, decide you will buy a house from them, and choose from…
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Equipment Financing – where do I start? Equipment used within your businesses is usually the cogs that keep things rolling, in order for you to earn your income. But not every business has the means to just purchase at any time. Occasionally a business must choose to finance some piece or pieces of equipment, vehicle,…
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